Average home-buyer in Kolkata spends a quarter of monthly income on EMI
Kolkata ranks as India's second most affordable housing market, with homebuyers spending just 25% of their income on home loan EMIs. This favorable affordability, largely stable for years, makes the city attractive for businesses and employees alike. While most major cities remain within affordability benchmarks, Mumbai and NCR continue to face challenges with high EMI-to-income ratios, impacting buyer accessibility.
