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  • Wednesday, 17 December 2025

Your credit report goes weekly: What RBI’s new rules mean for EMIs, cards and loans

The Reserve Bank of India is enhancing credit reporting, moving from monthly to 15-day updates and proposing weekly reporting by July 2026. This aims to accelerate the reflection of good borrower behavior, improve fraud detection, and provide a more accurate, near real-time credit profile for consumers.

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